How to Establish Credit
It’s the ultimate catch 22 — you can’t get credit without credit history, but you can’t get credit history without credit! What’s a consumer to do?
If you ever plan on borrowing money in your lifetime, you’ll need to establish good credit. It takes several years to establish good credit, and 10 or more years to establish excellent credit. A good credit score also ensure you will receive the lowest interest rate possible on any loan. So here’s the skinny on how to get started. […]
Top Free Travel Apps
Use your phone to help plan your next vacation. […]
Five Reasons to Track Your Spending
Expense tracking is a great way to discover where your money is going so that you can save more of it. Below are five benefits of tracking your expenses that will help you keep more of what you earn. […]
Free Apps for Financial Planning
These apps will help you take charge of your finances, save more and make your money work for you! […]
Strategies for Developing Good Savings Habits
Step 1 in becoming financially literate is learning how to save. Making saving a habit isn’t easy, but can it alleviate an incredible amount of stress. We hope these strategies will be helpful. […]
April is Financial Literacy Month!
While every month is Financial Literacy month at MAK Financial, Congress has mandated April as Financial Literacy month for the rest of America. We’re committed to providing tips and education to keep your finances in check. We’re curious about how you’re doing…take our survey and we’ll compare your results with the national average.
Improve Your Credit
Once you’ve gotten your free credit report (see our post), make sure it’s as clean as can be. Here are some tips on making sure your score is at its best. […]
Before You Buy or Refi…
Putting yourself in the best financial position possible will pay off when applying for a mortgage. Before you look for your dream home, you’ll need to have a strategy in place. Your mortgage broker can help put your financial ducks in a row, thus allowing you to get the best possible deal on a new Read more about Before You Buy or Refi…[…]
Smart Ways to Save for a Down Payment
Lenders usually require anywhere from 3.5% to 20% down payment when you purchase a home. It’s not easy to save, but here are some smart strategies to help you reach your goal. […]
Down Payment: Is Bigger Better?
Many experts advise home buyers to save enough for a 20% down payment, but there are financing options for those who save less. Although there are advantages to putting more down, don’t let a modest down payment exclude you from the market totally. Here are some financing options for those who have less to put Read more about Down Payment: Is Bigger Better?[…]